What Is TRICARE Insurance Coverage for Addiction Treatment?
The U.S. government provides TRICARE insurance to help meet the physical and mental healthcare needs of the courageous people who serve our country. It is like other insurance carriers, except it is not available to the general public.
You can use the coverage included in this form of insurance to pay for at least a portion of your substance or alcohol use disorder treatment as well as any co-occurring conditions.
TRICARE is a comprehensive insurance provider that meets the requirements designated by the Affordable Care Act. Precisely what your policy will cover depends on several factors, including the services you need and the limits of your policy.
Typically, TRICARE insurance coverage for drug and alcohol rehab includes, but is not limited to, the following addiction services:
- Medication-assisted treatment (MAT)
- Medically-supervised detox
- Residential programs
- Inpatient programs
- Partial hospitalization programs
- Outpatient programs
- Relapse prevention programs
The consequences of addiction impact more than the individual misusing substances; they affect the entire family. Family therapy, couples counseling, and other forms of professional support are necessary to recover from the damage addiction truly can cause. For this reason, TRICARE also covers some services for family members.
How to Use TRICARE Insurance Coverage for Addiction Treatment
The first step in accessing your TRICARE benefits is to be certain you have applied for coverage. Though it is available to active or retired members of all branches of the military and their spouses, including Reserve and National Guard members, it is not automatically provided.
Survivors of deceased military members and former military spouses may also be eligible for TRICARE rehab insurance coverage. Check your eligibility and fill out an application at the Defense Enrollment Eligibility Reporting System website or speak to your VA representative.
Once you have an active policy, you can provide Vertava Health Mississippi with your insurance information. We are in-network with VA insurance plans, so you will get the highest possible level of coverage your policy allows.
You can also verify your TRICARE insurance coverage for drug and alcohol rehab independently by completing the simple form on our website.
Which TRICARE Plan Do You Have?
Your policy type may affect the caps on your TRICARE insurance coverage for addiction treatment. However, all TRICARE plans should cover at least a portion of your treatment services as required by law.
Some of the TRICARE plans available include:
- TRICARE Retired Reserve – Available only to Select Reserve members
- TRICARE for Life – Maintains automatic enrollment for those with Medicare Part A and B
- TRICARE Prime – Available to military personnel and families who are not eligible for Medicare
- TRICARE Select – Preferred provider network plan that does not require a primary care manager
- TRICARE Reserve Select – Offered worldwide to Selected Reserve members and their families
You might also choose to carry TRICARE supplemental insurance. A supplemental policy is an additional insurance plan that reimburses some or all of the costs you may incur at a rehab center outside of the VA system. Supplemental and primary TRICARE policies are available through private and military insurance companies.
Learn More About TRICARE Rehab Insurance Coverage from Vertava Health – Mississippi
The patriots who serve in our armed forces face challenges most civilians cannot understand. Recovering from substance use disorders and other mental health concerns requires specialized care. Accepting VA insurance coverage like TRICARE makes getting help a little easier. Vertava Health accepts TRICARE only if patients have out-of-network benefits and Select—we do not accept Prime. Coverage is for detox and residential only.